SoFi Technologies reported strong Q1 2025 revenue growth to $764 million, with a 34% year-over-year increase in members to 10.9 million. The stock surged 32% in three months, driven by product launches like SmartStart Refinance and private market fund offerings. Despite net income falling to $71 million, its growth trajectory and innovation focus suggest upside potential, though macro risks and valuation concerns remain.