The company's AI-first strategy and pivot into a super app are driving growth, margins, and scale through cross-selling and low-cost customer expansion. As a major digital banking platform in Latin America, it continues to grow at a blistering pace. Its stock saw significant gains last year, rising over 60%, and has generated strong returns over one and three-year periods, attracting attention from momentum investors. Recent performance shows some short-term volatility amid the broader positive trend.