The company has implemented cost-cutting measures and leaner operations, leading to a raised Net Interest Income guidance. Its stock has shown recent positive momentum, gaining 4.9% in the last week and 3.8% over the past month, and has recently broken out above its 50-day simple moving average. This recent strength is being weighed against a one-year return of -7.5% and ongoing market speculation about the banking sector's resilience and regulatory changes. Investors are evaluating if this sets the stage for stronger upside.