The company announced a partnership with Anthropic to expand its AI capabilities, empowering nearly 10,000 technical staff with personalized AI assistants to accelerate software and analytics development. However, its upcoming fourth-quarter earnings are expected to decline, and it lacks key ingredients for a likely earnings beat. Recent trading shows short-term price declines, though longer-term shareholder returns remain positive. The property and casualty insurance industry faces soft pricing and catastrophe risks, but digitalization may benefit players.