The Minneapolis-based bank is testing its own token and launching a stablecoin pilot program on the Stellar network, marking a significant move into blockchain technology. Meanwhile, a recent equity research report revised its fair value estimate slightly downward but highlighted improved operational results, higher revenue growth, and solid fundamentals. Analysts express optimism about these developments while remaining mindful of potential industry headwinds, including credit quality concerns and regulatory changes that have contributed to recent banking sector underperformance.